Mortgage Center
Our preferred lender, Tammy Ford with People's Bank, offers helpful service and competitive rates. Ms. Ford has been a professional in the industry for many years and, with the help of her capable staff, has catered to a multitude of different clients.
These days, the lending industry is full of confusing jargon and numbers that constantly fluxuate. Ms. Ford and her staff strive to cut through "that superfluous stuff" and find the best program that will suit your needs. We invite you to contact her at (785) 218-2766 with any questions. You'll quickly learn why she's the leading lender in our community!
Typically, we ask that you bring a proof of identification, your last two years' tax returns (and W-2s), your two most recent pay stubs and your two most recent bank statements during the application process. Occasionally, we require other documents, so be sure to ask when you set an appointment.
The more you know about the mortgage process the better. Access a wealth of mortgage information and helpful tips here.
Getting prequalified for a home loan is an essential first step in the buying process. Find out exactly how much home you can afford based on your income, debt, and other factors. It can also help you lock in a good interest rate and it puts you in a stronger bargaining position with the seller once you find the home you want.
